Privacy Policy

Privacy Policy - The Basics

The following policy applies to all services, projects, events, unless a specific event explicitly modifies it. No refund is given for materials when quote approved and materials purchased by BK&F Contracting.

All refunds are subject to a administrative fee of at least 10%.

GUIDELINES
APPLICABILITY

This Privacy Policy informs everyone of BK&F Contracting's commitment to privacy and establishes the methods by which privacy is ensured. This Privacy Policy applies to all personal information within BK&F Contracting's possession and control.

Personal information is defined as any identifying information about an individual or group of individuals, including name, date of birth, address, phone number, e-mail address, social insurance/security number, nationality, gender, health history, financial data, credit card numbers, bank account numbers, assets, debts, liabilities, payment records, credit records, loan records, opinions, and personal views.

Business information is defined as BK&F Contracting, business address, business telephone number, name(s) of owner(s), executive officer(s), and director(s), job titles, business registration numbers, and financial status. Business information is treated and handled with the same level of confidentiality, privacy, and respect as personal information.

Consent occurs and is obtained when an individual signs an application or other form containing personal information, thereby authorizing BK&F Contracting to collect, use, and disclose the individual's personal information for the purposes stated on the form or in the Appropriate Use section of this policy.

Implied consent is granted by the individual when he/she signs the application or form. This allows BK&F Contracting to obtain or verify information from third parties (such as banks, credit bureaus, lenders, or insurance companies) in the process of assessing the eligibility of an individual, customer, client, job applicant, or business partner.

Appropriate Use

BK&F Contracting collects and uses personal information solely for the purpose of conducting business and developing an understanding of its customers. BK&F Contracting hereby asserts that personal information will only be used for the following purposes:

Administration of the customer database
Meet legal and regulatory requirements
Manage information technology
Recruit, hire, manage, evaluate, compensate or otherwise deal with employees and contractors
Other reasonable purposes consistent with our operations.

Policy Statements

BK&F Contracting assumes full accountability for the personal information within its possession and control. This organization has appointed [Brandon Stewart] as custodian of all privacy matters and legal compliance with privacy laws.
BK&F Contracting obtains personal information directly from the individual to which the information belongs. Individuals are entitled to know how BK&F Contracting uses personal information and this organization will limit the use of any personal information collected only to what is needed for those stated purposes. BK&F Contracting will obtain individual consent if personal information is to be used for any other purpose. BK&F Contracting will not use that information without the consent of the individual.
Under no circumstances will BK&F Contracting sell, distribute, or otherwise disclose personal information or contact lists to third parties. However, limited disclosure may be required as part of BK&F Contracting fulfilling its stated business duties and day-to-day operations. This may include consultants, suppliers, or business partners of BK&F Contracting, but only with the understanding that these parties obey and abide by this Privacy Policy, to the extent necessary of fulfilling their own business duties and day-to-day operations.
BK&F Contracting will retain personal information only for the duration it is needed for conducting business. Once personal information is no longer required, it will be destroyed in a safe and secure manner. However, certain laws may require that certain personal information be kept for a specified amount of time. Where this is the case, the law will supersede this policy.
BK&F Contracting vows to protect personal information with the appropriate security measures, physical safeguards, and electronic precautions. BK&F Contracting maintains personal information through a combination of paper and electronic files. Where required by law or disaster recovery/business continuity policies, older records may be stored in a secure, offsite location.
- Access to personal information will be authorized only for the employees and other agents of BK&F Contracting who require the information to perform their job duties, and to those otherwise authorized by law.
- BK&F Contracting's computer and network systems are secured by complex passwords. Only authorized individuals may access secure systems and databases.
- Active files are kept in locked filing cabinets.
- Wix Studio websites benefit from built-in security features, including automatic HTTPS and SSL encryption, PCI DSS Level 1 certification, and regular security monitoring, ensuring a secure environment for both the site and its visitors.
- Personal information is not transferred to volunteers, summer students, interns, or other non-paid staff by e-mail or any other electronic format.
BK&F Contracting's Web site will include our privacy policy and disclose our personal information practices. Individuals inputting data into the Web site will be notified of:
- Personally identifiable information about the individual that is collected from the Web site or through affiliate sites.
- Information about the organization collecting the data.
- How the data will be used.
- With whom the data may or may not be disclosed.
- What options are available to the individual regarding the collection, use, and disclosure of personal information?
- The information technology security procedures in place that protect against the destruction, loss, theft, alteration, or misuse of personal information under BK&F Contracting possession and control.
- How the individual may access and correct any inaccuracies in their personal information.
- BK&F Contracting may share compiled demographic information with its business partners and/or advertisers, but no personal information that can identify any individual person shall be disclosed.
- This Web site may contain links to other sites, but BK&F Contracting is not responsible for the privacy practices of other organizations' sites.
- While IP addresses will be logged in order to administer the site, track visitor movement, and gather demographic information, these IP addresses will not be linked to any personally identifiable information.
- Any registration or order form asking site visitors to enter personal or financial information will be protected by SSL encryption.
- Site visitors are given the choice to opt out of having their personal information used at the point where the information is gathered.
In most instances, BK&F Contracting will grant individuals access to their personal information upon presentation of a written request and satisfactory identification. If an individual finds errors of fact with his/her personal information, please notify BK&F Contracting as soon as possible to make the appropriate corrections. Should BK&F Contracting deny an individual's request for access to his/her personal information, BK&F Contracting will advise in writing of the reason for such a refusal. The individual may then challenge the decision.
BK&F Contracting may use personal information without the individual's consent under particular circumstances. These situations include, but are not limited to:
- BK&F Contracting is under obligation by law to disclose personal information in order to adhere to the requirements of an investigation of the contravention of a regional or federal, under the purview of the appropriate authorities.
- An emergency exists that threatens an individual's life, health, or personal security.
- The personal information is for in-house statistical study or research.
- The personal information is already publicly available.
- Disclosure is required to investigate a breach of contract.

Conclusion

Any questions or concerns regarding this Privacy Policy can be addressed by contacting us at [289-763-8028, BKandF@gmail.com, or www.bkand.ca]. BK&F Contracting will investigate and respond to concerns about any aspect of the handling of personal information. This organization will address concerns to the best of its abilities.

Change in Date: If unforeseen circumstances cause BK&F Contracting to change the date /deadline of service, project or event, the customer will be informed as soon as possible, and a new date will be determined by BK&F Contracting.

Cancellation: If unforeseen circumstances cause BK&F Contracting to cancel a service, project or event, a full refund (less materials) will be issued and or remaining balance waived. In the event of a cancellation, BK&F Contracting accepts no responsibility for materials or other costs incurred by customer as it remains product of the customer.